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I'm trying to get a handle on all the advice that is coming in from left and right (though unfortunately not from you, dear reader) regarding my insurance quandary. The basics are easy. There are two types of life insurance. ...

As many of you know, there are basic factors that insurance companies use to determine rates. However, it's not as simple as it sounds. The insurance companies have algorithms that use hundreds of factors when determining your rate. ...

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