http://www.manillame.com/refinance-home-equity-loan/ http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg http://www.manillame.com/refinance-home-equity-loan/ Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#0 Loan, Mortgage and Finance Information by BRAVOFI.ORGLoan Info to Share and Enjoy:These icons link to social bookmarking sites where readers can share and discover new web pages. http://www.manillame.com/refinance-home-equity-loan/#0 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#0 http://www.manillame.com/refinance-home-equity-loan/#1 Are you thinking of refinancing your home equity loan? Most people who plan to buy a house or take on some major repairs and renovation think of taking a home equity loan. However, most of them get confused when they need finance again. http://www.manillame.com/refinance-home-equity-loan/#1 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#1 http://www.manillame.com/refinance-home-equity-loan/#2 We have gathered together some of the basic terms that you come across during your home equity loan. If you have any questions about any of these terms, make sure to consult with your mortgage lender. Adjustable Rate Mortgage (ARM): ... http://www.manillame.com/refinance-home-equity-loan/#2 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#2 http://www.manillame.com/refinance-home-equity-loan/#3 Home Equity Line of Credit Refinance New Articles11/29/2008 ... Home Equity Washington Post,United States- 16 hours ago In such crimes, thieves target people with good creditand large, untapped home - equity lines of credit , digging ... http://www.manillame.com/refinance-home-equity-loan/#3 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#3 http://www.manillame.com/refinance-home-equity-loan/#4 Once you’ve found a cheap auto insurance quote from a reliable auto insurance company, go ahead and purchase a policy. Buying auto insurance online is a convenient, easy way to obtain auto insurance from the comfort of your home. ... http://www.manillame.com/refinance-home-equity-loan/#4 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#4 http://www.manillame.com/refinance-home-equity-loan/#5 "With lower-rate mortgages tempting homeowners to trade up to a bigger house, or to refinance and expand or repair their existing home, we #39;re finding that construction and home improvement activity is way up, and with it is the number ... http://www.manillame.com/refinance-home-equity-loan/#5 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#5 http://www.manillame.com/refinance-home-equity-loan/#6 Other methods include applying for a 2nd mortgage sometimes referred to as an equity loan or home improvement loan. These loans mostly have specific terms for the amount of time to pay back the loan and generally have a fixed interest ... http://www.manillame.com/refinance-home-equity-loan/#6 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#6 http://www.manillame.com/refinance-home-equity-loan/#7 Becoming a Loan Officer - 3 Successful tips on Bec... A Guide to Equity Loan Mortgage Refinance � Home Loan - Learn The Best Way To Apply For One � Shed off your burden of debts with personal debt c. ... http://www.manillame.com/refinance-home-equity-loan/#7 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#7 http://www.manillame.com/refinance-home-equity-loan/#8 Home Equity Line of Credit Refinance New Articles11/27/2008 ... home equity lines of credit The Star-Ledger - NJ.com,NJ- Nov 24, 2008 quot; Home equity lines of creditare an expanding front in the battle against mortgage fraud, quot; ... http://www.manillame.com/refinance-home-equity-loan/#8 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#8 http://www.manillame.com/refinance-home-equity-loan/#9 Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other loan options. Countrywide Financial divisions also offer banking and insurance ... http://www.manillame.com/refinance-home-equity-loan/#9 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#9 http://www.manillame.com/refinance-home-equity-loan/#10 Refinancing Mortgage Loan, Countrywide Home Loan Equity Loan Rates. Business and Economy. TheLoansStore.com was created with the interests of the consumer in mind. If you have ever wondered if owning your own home or refinancing your ... http://www.manillame.com/refinance-home-equity-loan/#10 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#10 http://www.manillame.com/refinance-home-equity-loan/#11 Consumer advocates generally urge patients not to refinance a mortgage or use home-equity loans to pay outstanding medical bills because of the risk of losing their homes to foreclosure. In contrast, medical providers typically must ... http://www.manillame.com/refinance-home-equity-loan/#11 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#11 http://www.manillame.com/refinance-home-equity-loan/#12 You can look for the most comprehensive information about taking out a Home Equity Mortgage by linking with the web site at http://www.homemortgageloan-refinance.com/Home-Equity-Loan-Best-Deals.php . Click on the link now to learn more. ... http://www.manillame.com/refinance-home-equity-loan/#12 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#12 http://www.manillame.com/refinance-home-equity-loan/#13 However, many Los Angeles homeowners are finding that if they refinance for a shorter loan term they are able to build up their home equity faster, despite paying a higher monthly payment. If your goal is to build your home equity and ... http://www.manillame.com/refinance-home-equity-loan/#13 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#13 http://www.manillame.com/refinance-home-equity-loan/#14 Tags: adjustable arm, aig, bogus appraisal, camaro ss, credit crunch, hitler arm, hitler parody, hitler real estate, home equity line of credit, home loan, interest-only, lehman, liar #39;s loan, mortgage refinance, negative equity, ... http://www.manillame.com/refinance-home-equity-loan/#14 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#14 http://www.manillame.com/refinance-home-equity-loan/#15 Equity in a home is the difference in the appraised value of the property and balance due on the mortgage and in most cases, after about five years it will be a positive number. Those who are able to refinance their home loans are ... http://www.manillame.com/refinance-home-equity-loan/#15 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#15 http://www.manillame.com/refinance-home-equity-loan/#16 A home equity mortgage may be a enormous way to go best now, before go up. Over the last few centuries every person has heard about family and intimate refinancing their home mortgage. Well, you may also know that the leisure pursuit ... http://www.manillame.com/refinance-home-equity-loan/#16 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#16 http://www.manillame.com/refinance-home-equity-loan/#17 Texas mortgage brokers can offer you the best advice about refinancing your home loan and what offers are available for low-interest Texas home equity loans. Interest rates are in decline right now, and this makes it a good time to ... http://www.manillame.com/refinance-home-equity-loan/#17 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#17 http://www.manillame.com/refinance-home-equity-loan/#18 LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance LendingTree: Online mortgage loan marketplace connecting you to a network of home loan lenders who compete for your business home equity loans, home equity line of ... http://www.manillame.com/refinance-home-equity-loan/#18 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#18 http://www.manillame.com/refinance-home-equity-loan/#19 For one, if you are refinancing on the secondary market, you’re going to pay closing costs. It’s best to consider all options before you leap. Not that cashing out equity necessarily makes sense for you. If you just want to take the ... http://www.manillame.com/refinance-home-equity-loan/#19 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#19 http://www.manillame.com/refinance-home-equity-loan/#20 One might expect that to bring on a bargain home buying frenzy. No such luck, potential home buyer are staying put. The National Association of Realtors (NAR) reported existing housing sales taking a similar decline, down 3.1 percent, ... http://www.manillame.com/refinance-home-equity-loan/#20 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#20 http://www.manillame.com/refinance-home-equity-loan/#21 The term “equity stripping” has sometimes referred to subprime lending refinance practices that charge excessive fees thereby “stripping the equity” out of the home. The practice more often describes foreclosure rescue scams. ... http://www.manillame.com/refinance-home-equity-loan/#21 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#21 http://www.manillame.com/refinance-home-equity-loan/#22 Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help ... http://www.manillame.com/refinance-home-equity-loan/#22 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#22 http://www.manillame.com/refinance-home-equity-loan/#23 You may be paying unreasonably high mortgage insurance or have built-up enough equity to drop those insurance charges with home refinancing. You may have signed a five-year adjustable rate mortgage, your introductory term may be ending ... http://www.manillame.com/refinance-home-equity-loan/#23 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#23 http://www.manillame.com/refinance-home-equity-loan/#24 There are several options available for refinancing a home. • To get a lower interest rate on your home. • To lower the monthly payments and extend the loan repayment period. Second mortgage or home equity lines of credit: ... http://www.manillame.com/refinance-home-equity-loan/#24 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#24 http://www.manillame.com/refinance-home-equity-loan/#25 Refinance Home Loans - Mortgage applications rise in week - United Press InternationalRefinance Home Loans News and Refinance Home Loans Information. http://www.manillame.com/refinance-home-equity-loan/#25 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#25 http://www.manillame.com/refinance-home-equity-loan/#26 Refinance.com offer closings within seven days at competitive rates. Debt consolidation loans and home equity loans are also offered. Use the mortgage calculators on the site to work our the benefits of refinancing, see what you can ... http://www.manillame.com/refinance-home-equity-loan/#26 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#26 http://www.manillame.com/refinance-home-equity-loan/#27 U.S. BANK, National Association, as Trustee for the Home Equity Loan Trust 2004-HE7, Plaintiff, vs. JAY J. LARSEN and JANE DOE, unknown spouse of Jay J. Larsen, and PATRICIA RICHARDS and JOHN DOE, unknown spouse of Patricia Richards, ... http://www.manillame.com/refinance-home-equity-loan/#27 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#27 http://www.manillame.com/refinance-home-equity-loan/#28 Debt consolidation loans are one of the most popular ways for homeowners to consolidate their debts by means of mortgage refinancing (replacing an existing first mortgage with a new one), taking out a home equity loan (second mortgage) ... http://www.manillame.com/refinance-home-equity-loan/#28 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#28 http://www.manillame.com/refinance-home-equity-loan/#29 So any secured loan we take should have an economical interest rate. Refinance loans are the same as an secured loan when the home equity is mortgaged for more money. Secured loans are an excellent tool to be used for secured loan debt ... http://www.manillame.com/refinance-home-equity-loan/#29 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#29 http://www.manillame.com/refinance-home-equity-loan/#30 In a market of rising home prices, increased home equity made refinancing relatively easy. Then came the collapse. Housing prices faltered. Some mortgage companies, especially those that specialized in adjustables, closed up shop as ... http://www.manillame.com/refinance-home-equity-loan/#30 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#30 http://www.manillame.com/refinance-home-equity-loan/#31 Variable Rate Home Loan, no ongoing fees and charges. Low interest rate deferred establishment fees; Interest only available on investment owner occupied; Refinance or debt consolidation/ free redraw; Term 30 years (interest only ... http://www.manillame.com/refinance-home-equity-loan/#31 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#31 http://www.manillame.com/refinance-home-equity-loan/#32 home equity line of credit primerica- By Lillian Cooper(Lillian Cooper) debt settlment programs schenectady ny, cash now everyone approved. cash adv 12 debits - http://inuyasha-dreams.blogspot.com/ ... http://www.manillame.com/refinance-home-equity-loan/#32 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#32 http://www.manillame.com/refinance-home-equity-loan/#33 The truth is that most people, even those who are worth a great deal of money, do not have the cash readily available in order to purchase a home without getting a home loan, or mortgage. Preparing yourself to find the right mortgage ... http://www.manillame.com/refinance-home-equity-loan/#33 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#33 http://www.manillame.com/refinance-home-equity-loan/#34 HELOCs are collateralized loans that enable a homeowner to pay for debts by writing one check. An equity line of credit is a loan in which the lender lends an amount, where the collateral is the borrower’s equity in his home. ... http://www.manillame.com/refinance-home-equity-loan/#34 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#34 http://www.manillame.com/refinance-home-equity-loan/#35 If done right, refinancing can ultimately help you manage your finances well. Deciding on a home loan refinance may be your best financial decision if done at the right time. http://www.manillame.com/refinance-home-equity-loan/#35 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#35 http://www.manillame.com/refinance-home-equity-loan/#36 Refinancing Home Loans and Home Equity Loans Can Save You Money Texas mortgage brokers can offer you the best advice about refinancing your home loan and what offers are available for low-interest Texas home. ... http://www.manillame.com/refinance-home-equity-loan/#36 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#36 http://www.manillame.com/refinance-home-equity-loan/#37 Easy Loan for refinance house, refinancing,refinancing home,refinancing mortgage,refinance home equity loan,mortgage refinancing,house refinancing,home refinancing,home mortgage refinancing,fixed rate � Powered by MaxBlogPress ... http://www.manillame.com/refinance-home-equity-loan/#37 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#37 http://www.manillame.com/refinance-home-equity-loan/#38 Home Loan Mortgage Rate - Tampa Home Mortgage - Refinance Second Mortgage 853 Posted By : Eddie Yakubovich A home equity mortgage refinance may be a complete way to go fit now, before go up. Over the last few years everyone has about ... http://www.manillame.com/refinance-home-equity-loan/#38 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#38 http://www.manillame.com/refinance-home-equity-loan/#39 car cheap hire in malaga 33.24 colorado home loan 33.19 houston criminal attorney 33.19 bad credit loan mortgage 33.18 home equity line of credit 33.13 cancer prostate treatment 33.11 home mortgage refinancing 33.1. ... http://www.manillame.com/refinance-home-equity-loan/#39 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#39 http://www.manillame.com/refinance-home-equity-loan/#40 The bank have to give you a new loan for the ACTUAL appraised value * If you refinance with the Hope for Homeowner Program you have to share the equity with the FHA when you sell your home. * You cannot get a Home Equity Line of Credit ... http://www.manillame.com/refinance-home-equity-loan/#40 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#40 http://www.manillame.com/refinance-home-equity-loan/#41 Refinance Home Mortgage - Building a Better Bailout - American Enterprise Institute � Refinance Home Loans - Fitch Downgrades 3 Classes of GMAC 1998-C1; Assigns Stable Outlooks - Businesswire.com � Home Equity Loan - Mortgage broker ... http://www.manillame.com/refinance-home-equity-loan/#41 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#41 http://www.manillame.com/refinance-home-equity-loan/#42 Refinance Home Mortgage - Home-loan applications at slowest since 2000 - Providence Business NewsRefinance Home Loans News and Refinance Home Loans Information. http://www.manillame.com/refinance-home-equity-loan/#42 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#42 http://www.manillame.com/refinance-home-equity-loan/#43 A cash out mortgage allows you to get the equity out of your home’s equity by refinancing your first mortgage, which pays that off, and by adding to the loan the amount of equity that you want. The lender, of course, will determine ... http://www.manillame.com/refinance-home-equity-loan/#43 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#43 http://www.manillame.com/refinance-home-equity-loan/#44 Your most important investment is the time you spend with the home seller going through the manual and teaching them about the contract and disclosures. During that time you should also explain about the different loan types and the ... http://www.manillame.com/refinance-home-equity-loan/#44 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#44 http://www.manillame.com/refinance-home-equity-loan/#45 Thieves Stole Identities to Tap Home Equity Washington Post - United States Authorities say the defendants then would phone the victim #39;s bank or credit union and ask it to wire a substantial portion of the line of credit to banks in . ... http://www.manillame.com/refinance-home-equity-loan/#45 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#45 http://www.manillame.com/refinance-home-equity-loan/#46 Equity Mortgage THE One Stop Source VA, FHA USDA Loans Office Phone: (832) 519-0695 Email Me. Candid Comments from the trenches of mortgage origination and how to get the loan you want in this rapidly changing market. ... http://www.manillame.com/refinance-home-equity-loan/#46 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#46 http://www.manillame.com/refinance-home-equity-loan/#47 For example, I just saved a family over $600/month because they refinance/re-structured their debt with a home equity loan. After they refinanced, they now have $600 more each and every month. They are going to use this money to ... http://www.manillame.com/refinance-home-equity-loan/#47 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#47 http://www.manillame.com/refinance-home-equity-loan/#48 The second definition is when a homeowner changes their current loan to a new lender. Remortgaging by taking a loan out on existing property is usually referred to as a home equity loan. Since the homeowner really does not own their ... http://www.manillame.com/refinance-home-equity-loan/#48 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#48 http://www.manillame.com/refinance-home-equity-loan/#49 Let #39;s say you bought your home for $300000 at the market top, but recent sales indicate your home is worth just $225000. A neutral third-party appraiser confirms this. You owe $280000. How can you expect the lender to give you a loan ... http://www.manillame.com/refinance-home-equity-loan/#49 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#49 http://www.manillame.com/refinance-home-equity-loan/#50 Tired of repeated calls from Countrywide, the couple tried to refinance their mortgage with Pentagon Federal Credit Union. They wanted to get another 30-year loan with a fixed 6 percent rate to make it affordable on one income. ... http://www.manillame.com/refinance-home-equity-loan/#50 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#50 http://www.manillame.com/refinance-home-equity-loan/#51 Prospects of $45 bln loan for Roche receding - MSN UK News � University of Minnesota Department of Economics � USDA Rural Development - Rural Housing Service Home Page � Home Equity Loan Refinance Debt Consolidation California Florida ... http://www.manillame.com/refinance-home-equity-loan/#51 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#51 http://www.manillame.com/refinance-home-equity-loan/#52 The housing market crash and volatile stock market have caused everyone to reconsider their investments and their debt. The impulsive use of a home equity loan to pay for a vacation or a nice car has decreased, and budgeting and smart ... http://www.manillame.com/refinance-home-equity-loan/#52 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#52 http://www.manillame.com/refinance-home-equity-loan/#53 Home loan mortgage financing is on the rise, as well as the credit crunch may lead to further inaccessibility to loans. Hence, it is a good idea to lock in low mortgage rates right now before interest rates rise further. ... http://www.manillame.com/refinance-home-equity-loan/#53 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#53 http://www.manillame.com/refinance-home-equity-loan/#54 With banks and lenders facing major troubles, gain some insight on how to sell, refinance or keep your home. You #39;ll find everything mortgage in our special section. More. E-mail News Alerts. Get breaking news, daily headlines and more. ... http://www.manillame.com/refinance-home-equity-loan/#54 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#54 http://www.manillame.com/refinance-home-equity-loan/#55 View our recommended 125% home equity loan lenders online. Also, check out our recommended 125% home refinance lenders online, or view our recommended 1 hour payday loan lenders online. Share with your buddies These icons link to social ... http://www.manillame.com/refinance-home-equity-loan/#55 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#55 http://www.manillame.com/refinance-home-equity-loan/#56 The loans don #39;t have to be repaid until the home is sold or refinanced, and if the buyer occupies the home for five years, 25 percent of the loan is forgiven. Another 15 percent of the loan is wiped away and becomes instant equity each ... http://www.manillame.com/refinance-home-equity-loan/#56 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#56 http://www.manillame.com/refinance-home-equity-loan/#57 Alternatively, a home equity line of credit, which is another kind of home equity loan, may have variable rates and unstable monthly payments. http://www.manillame.com/refinance-home-equity-loan/#57 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#57 http://www.manillame.com/refinance-home-equity-loan/#58 Home loans. A mortgage can be a great debt. Not only does it permit you to own your own home, but it also allows you to build home equity. People who are financially savvy earn interest and equity. People who are not financially savvy ... http://www.manillame.com/refinance-home-equity-loan/#58 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#58 http://www.manillame.com/refinance-home-equity-loan/#59 "We, the buyers, signed a purchase agreement with a Realtor/seller two days before the sellers bank bought home at a foreclosure auction. Are we still bound to the original purchase price agreement we signed... http://www.manillame.com/refinance-home-equity-loan/#59 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#59 http://www.manillame.com/refinance-home-equity-loan/#60 Existing Home Sales Decline Despite Homes Becoming More Affordable Mortgage News from Quicken Loans brings you breaking home financing and home buying news, keeps you abreast of changing mortgage rates, and provides helpful tips for ... http://www.manillame.com/refinance-home-equity-loan/#60 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#60 http://www.manillame.com/refinance-home-equity-loan/#61 Since it was a creature of a refinance, you are personally liable for it. Given the current value of your home and the balance on the first loan, it looks like there is no equity beyond what the first loan will recover as the result of ... http://www.manillame.com/refinance-home-equity-loan/#61 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#61 http://www.manillame.com/refinance-home-equity-loan/#62 Along with having money in a home, interest rates have become lower. Many of the previous home owners who bought their home at higher rates might want to think about refinancing their home. To refinance home mortgage loans, ... http://www.manillame.com/refinance-home-equity-loan/#62 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#62 http://www.manillame.com/refinance-home-equity-loan/#63 We, like so many others, have a home equity line of credit, and because we want to take care to lower our debt, we try to pay into it regularly. So, a few days ago I logged into my bank account to transfer some money from our checking . ... http://www.manillame.com/refinance-home-equity-loan/#63 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#63 http://www.manillame.com/refinance-home-equity-loan/#64 Both of these types of loans have been out of reach for the vast majority of commercial real estate investors and users. Owners have had no reliable or efficient way of accessing their equity without refinancing their current first ... http://www.manillame.com/refinance-home-equity-loan/#64 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#64 http://www.manillame.com/refinance-home-equity-loan/#65 Some Consumers Say Wall Street Failed Them Wall Street Journal - USA Nowadays, that same consumer may have a payment option adjustable-rate mortgage, a 401(k) retirement-savings plan, a home-equity line of credit and perhaps . ... http://www.manillame.com/refinance-home-equity-loan/#65 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#65 http://www.manillame.com/refinance-home-equity-loan/#66 There are many different types of home loans. There are loans that cater to almost any need imaginable, from bad credit loans to those special loans for people with perfect credit. While it may seem great to have so many choices, ... http://www.manillame.com/refinance-home-equity-loan/#66 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#66 http://www.manillame.com/refinance-home-equity-loan/#67 Homeowners for the Holidays – The Best Gifts for Buyers and Sellers Mortgage News from Quicken Loans brings you breaking home financing and home buying news, keeps you abreast of changing mortgage rates, and provides helpful tips for ... http://www.manillame.com/refinance-home-equity-loan/#67 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#67 http://www.manillame.com/refinance-home-equity-loan/#68 We can help you qualify for refinance auto loans online instant approval programs for as much as 95 percent of your home #39;s value in most cases, but the lower your loan-to-value ratio (that is, the less you borrow), the better terms ... http://www.manillame.com/refinance-home-equity-loan/#68 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#68 http://www.manillame.com/refinance-home-equity-loan/#69 California Home Equity Loan Info Get Info on California Home Equity Loan from 14 search engines in 1. Looking for california home equity loan Find: california home equity loan. Review compare! ... http://www.manillame.com/refinance-home-equity-loan/#69 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#69 http://www.manillame.com/refinance-home-equity-loan/#70 Home Equity Line of Credit Refinance New Articles1... what are bank secured credit cards � Innovium Announces Third Quarter Results � Developer caught in banks line of credit squeeze � Handmade ornaments prove priceless ... http://www.manillame.com/refinance-home-equity-loan/#70 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#70 http://www.manillame.com/refinance-home-equity-loan/#71 She would get their home refinanced, freeing up equity from its rising value. But since their credit wasn #39;t good enough to qualify for a new loan, she would bring in a straw buyer - someone she called an "investor" - to take title to ... http://www.manillame.com/refinance-home-equity-loan/#71 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#71 http://www.manillame.com/refinance-home-equity-loan/#72 With less equity homeowners are less likely to qualify for a loan that will refinance them out of a risky loan; with less equity less homeowners are able to qualify for home equity line of credits or a second mortgage in order to pay ... http://www.manillame.com/refinance-home-equity-loan/#72 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#72 http://www.manillame.com/refinance-home-equity-loan/#73 If you already have enough equity in the home, you can simply do what’s called a “Cash Out refinance” – which means we refinance the current mortgage and pull enough cash out to pay for the projected renovation…that simple. ... http://www.manillame.com/refinance-home-equity-loan/#73 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#73 http://www.manillame.com/refinance-home-equity-loan/#74 Home equity loans are very common for consolidating your debt if you have bad credit. The interest rates are low like a mortgage loan since it is a secured loan, which is wise if you are a homeowner. This type of loan is a little more ... http://www.manillame.com/refinance-home-equity-loan/#74 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#74 http://www.manillame.com/refinance-home-equity-loan/#75 Bad Credit Home Loans For Texas: I can #39;t agree completely on; Bad Credit Mortgage Refinance Home Equity Loan Refinance: Hi from New York And; equity home interest only: equity home interest only... Didn #39;t realise; emgra: emgra. ... http://www.manillame.com/refinance-home-equity-loan/#75 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#75 http://www.manillame.com/refinance-home-equity-loan/#76 Benefits of Loan Modification:. No Credit Check; No Appraisal; Reduce your principal; Reduce your interest rate; Erase back payments; Stay in your home; Save your credit; Protect your equity; Stop creditor calls; Avoid bankruptcy ... http://www.manillame.com/refinance-home-equity-loan/#76 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#76 http://www.manillame.com/refinance-home-equity-loan/#77 When rate are declining its beneficial to refinance your mortgage and this could save your money. Refinancing your home helps in reducing of your mortgage to build equity faster. A refinance loan is used for different purposes like ... http://www.manillame.com/refinance-home-equity-loan/#77 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#77 http://www.manillame.com/refinance-home-equity-loan/#78 Daily Dose: Equity alternative Topeka Capital Journal - Topeka,KS,USA By Michael Hooper Roger Stirrett uses a home equity line of credit to improve his house and full-service hair salon in Topeka. "It #39;s a very good tool," said . ... http://www.manillame.com/refinance-home-equity-loan/#78 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#78 http://www.manillame.com/refinance-home-equity-loan/#79 6. Have a home equity line of credit in place - even if you don #39;t expect to sell for several years. This way you can have funds available if you want to buy a replacement home while the current property is being sold. ... http://www.manillame.com/refinance-home-equity-loan/#79 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#79 http://www.manillame.com/refinance-home-equity-loan/#80 Home Equity Line of Credit Refinance New Articles1... what are bank secured credit cards � Innovium Announces Third Quarter Results � Developer caught in banks line of credit squeeze � Handmade ornaments prove priceless � Some Consumers ... http://www.manillame.com/refinance-home-equity-loan/#80 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#80 http://www.manillame.com/refinance-home-equity-loan/#81 Many of the previous home owners who bought their home at higher rates might want to think about refinancing their home. To refinance home mortgage loans, there are some things that need to get done and the first thing is picking what ... http://www.manillame.com/refinance-home-equity-loan/#81 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#81 http://www.manillame.com/refinance-home-equity-loan/#82 As of today, mortgage rates are still hovering near their 3-year lows so if you haven’t spoken to your loan officer about a refinance, consider calling today. Posted on November 26, 2008 | Comments (0) ... http://www.manillame.com/refinance-home-equity-loan/#82 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#82 http://www.manillame.com/refinance-home-equity-loan/#83 The first thing that is absolutely mandatory is that you have at least 20% of your property paid off. The first 20% cannot be accessed for this purpose unless you do a refinance. ... Top Home Mortgage Loan News ... http://www.manillame.com/refinance-home-equity-loan/#83 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#83 http://www.manillame.com/refinance-home-equity-loan/#84 Homeowners responded to the dip and refinance activity reached “a frenzy“. As evidence, at least one national mortgage bank reported more loans were locked on Tuesday, November 25 than for the first 24 days of the month combined. ... http://www.manillame.com/refinance-home-equity-loan/#84 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#84 http://www.manillame.com/refinance-home-equity-loan/#85 And to further drive this point home, as many people are discovering now that they don #39;t have this equity on refinancing, they are having to come up with thousands of dollars if they hope to get that loan actually funded. ... http://www.manillame.com/refinance-home-equity-loan/#85 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#85 http://www.manillame.com/refinance-home-equity-loan/#86 Once upon a time, I received an email about the virtues of zero interest credit cards as opposed to Home Equity Lines of Credit. I #39;ve organized both the email and my response in order to facilitate understanding: ... http://www.manillame.com/refinance-home-equity-loan/#86 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#86 http://www.manillame.com/refinance-home-equity-loan/#87 With banks and lenders facing major troubles, gain some insight on how to sell, refinance or keep your home. You #39;ll find everything mortgage in our special section. More. E-Mail News Alerts. Get breaking news and daily headlines. ... http://www.manillame.com/refinance-home-equity-loan/#87 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#87 http://www.manillame.com/refinance-home-equity-loan/#88 Price comparison website uSwitch Loan Info. DELIVERING A MESSAGE: Activists at Countrywide Financial offices in San Diego demand a halt to foreclosure proceedings for those behind in home payments as well as modification of ... http://www.manillame.com/refinance-home-equity-loan/#88 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#88 http://www.manillame.com/refinance-home-equity-loan/#89 Go for a home equity loan. Getting a home equity loan has a wide number of advantages which set it far superior from other consolidation moves. First of all, you enjoy an unmatched reasonably interest rate and the interest you pay is ... http://www.manillame.com/refinance-home-equity-loan/#89 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#89 http://www.manillame.com/refinance-home-equity-loan/#90 Market News | Refinance | Mortgage Rates | Home Equity | Real Estate Blog. http://www.manillame.com/refinance-home-equity-loan/#90 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#90 http://www.manillame.com/refinance-home-equity-loan/#91 By doing your research and analyzing lenders, you will surely end up with the best refinancing deal for your situation. Home Mortgage Loans, Loans, Consolidation Loans, Debt Consolidation Loans, Low Rates Available Now, Check Here Now ... http://www.manillame.com/refinance-home-equity-loan/#91 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#91 http://www.manillame.com/refinance-home-equity-loan/#92 Home Based Business needs good Home Based Business Insurance, here is why. Top Tips for Home Business Insurance. http://www.manillame.com/refinance-home-equity-loan/#92 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#92 http://www.manillame.com/refinance-home-equity-loan/#93 Essentially Renovation Loan products can establish equity for the future in the home that is being purchased. While the market is low, BUY these homes at a ‘bargain #39; price, renovate it, and then enjoy the financial rewards it will ... http://www.manillame.com/refinance-home-equity-loan/#93 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#93 http://www.manillame.com/refinance-home-equity-loan/#94 Mortgage News from Quicken Loans. The number of Americans seeking a mortgage to purchase a home fell, while applications for those seeking to refinance increased, according to this morning’s Market Composite Index, released by the ... http://www.manillame.com/refinance-home-equity-loan/#94 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#94 http://www.manillame.com/refinance-home-equity-loan/#95 California Home Equity Loan NEW Finding Money: The Small Business Guide to Finan... 25 Sep 2008 at 5:59pm US $175.00 End Date: Monday Nov-24-2008 15:04:00 PST Buy It Now for only: US $175.00 Buy it now | Add to watch list ... http://www.manillame.com/refinance-home-equity-loan/#95 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#95 http://www.manillame.com/refinance-home-equity-loan/#96 Any one know whats the difference and the pro and cons about Home Equity Loan and Cash Out Refinance? Which is better? They’re both bad ideas. You want to owe as little as possible in comparison to your home’s value, anything you do to ... http://www.manillame.com/refinance-home-equity-loan/#96 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#96 http://www.manillame.com/refinance-home-equity-loan/#97 You know how much refinancing can do for you in your financial life. Well, now you can convert those savings over to your home equity loans as well. Refinancing those home equity loans can really help you save some serious money. ... http://www.manillame.com/refinance-home-equity-loan/#97 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#97 http://www.manillame.com/refinance-home-equity-loan/#98 Refinancing isn’t the only way to tap into low interest rates. If you simply want to access your home’s equity, then a home equity loan might be a better choice for you. Home equity loans offer flexibility to withdraw funds and pay them ... http://www.manillame.com/refinance-home-equity-loan/#98 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#98 http://www.manillame.com/refinance-home-equity-loan/#99 Seniors traditionally have used reverse mortgages to maintain their standard of living in retirement by tapping into their home equity, but older homeowners increasingly are using the loans to avoid sliding into foreclosure. ... http://www.manillame.com/refinance-home-equity-loan/#99 http://www.manillame.com/pic/refinance+home+equity+loan-0.jpg Fri, 09 Jan 2009 00:00:00 GMT http://www.manillame.com/refinance-home-equity-loan/#99